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Lifestyle

CCRCs: The Purpose of Entry Fees

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The vast majority of Continuing Care Retirement Communities require an entry fee. Naturally, people often ask, “What is the purpose of the entry fee?” Before answering this question it is helpful to understand the history of entry fees.

Click above to learn more.

How CCRCs can help couples stay together as they age

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An active, healthy lifestyle can help protect your mind and body from disease and injury—which often leads to a need for long-term care. However, there are no guarantees in life and the question of whether—and how long—you or your spouse may need care remains unknown.

Click above to learn how CCRCs can help couples stay together as they age.

Benefits of Technology for Seniors

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At The Wesley Communities, we understand that technology can be intimidating. It feels like every time we turn around there’s a new phone, app, or device! But we firmly believe that the benefits of technology are worth learning about. Technology can improve three main areas of seniors’ lives. Click above to learn more!

Pricing Structures in Assisted Living

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As seniors or their family members research various assisted living facilities, they will inevitably see statistics showing the average monthly cost of assisted living and other types of care.

These are great tools for getting a ballpark idea of assisted living expenses, but the cost can vary dramatically among different regions, facilities and even among different residents within a facility. Understanding why begins with understanding how pricing works.

Click above for a breakdown of the types of fees you can expect.

The above article was written by Brad Breeding of myLifeSite and is legally licensed for use.

Giving Thanks!

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Happy Thanksgiving! What a wonderful thing!  A whole day dedicated to giving thanks for what we have individually, and as a family or group!

If you are looking for a reason to be thankful, research has shown that being thankful is actually good for your health. Can an “Attitude of Gratitude” really change your health?

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3 Must Ask Questions When Considering a Life Plan Community

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Life plan communities, sometimes still referred to as Continuing Care Retirement Communities or CCRCs, provide peace of mind for many retirees who live independently today but seek the comfort of knowing that assisted living or skilled medical care is available if and when needed.  However, many life plan communities require a fairly substantial entry fee, on top of monthly service fees, in exchange for a commitment to provide lifetime housing and care. Therefore, choosing the right community the first time is an important decision.

If you are researching life plan communities for yourself or a loved one, here are three questions you need to be sure to ask:

What is the ratio of independent living residences to assisted living and healthcare residences?

Some life plan communities are mainly independent living communities with a proportionately small number of assisted living or skilled care units available. This could be particularly concerning for newer communities, where very few residents require care now but may in the future. The question is whether there will be enough availability in the healthcare center for residents requiring care at that time. On the flip side, some CCRCs evolved out of established nursing care facilities that added a few independent living residences. In this case, you may find the number of residents requiring care services far outweighs those living independently. On average independent living residences represent 60-75% of the total residential units.

How have your monthly rates changed over the last five years?

This is important to ask for two reasons. First, it gives you an indication of what to expect going forward so you can plan accordingly. Second, it could also be an indication of the community’s financial viability. Average fee increases of 3-4 percent per year are not uncommon in the industry. If you find there have been years when the increase has been substantially more, you should find out why. Be sure you ask what the increases have been each year over the past 3-5 years, as opposed to an average. Averages can sometimes hide larger increases in a given year.

What services are included in my monthly fee, and what will cost extra?

When a provider shares with you their monthly rates, be sure to find out what types of services are included, and which are extra. This is particularly important if you are comparing two communities and one operates à la carte, while the other operates under an all-inclusive model. Ask this question not only in terms of your monthly fees while living independently, but also in the future if you should require assisted living, memory care, or nursing care. The type of residency contract, which can vary from one life plan community to another, will dictate what you will pay today versus what you will pay in the future if you require care services.

The above article was written by Brad Breeding of myLifeSite and is legally licensed for use.

Peg’s Perspective: Taking Care of Your Telomeres

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“Fifty Tips on Aging Well to Celebrate 50 Years of Excellent Service”

As The Wesley Communities approach 50 years of excellent service, our CEO Peg Carmany offers “Peg’s Perspective” on a variety of topics affecting seniors and their adult children as they plan and choose to age well – 50 tips to celebrate 50 years!

Peg’s Perspective:

As we age we all think about many health tips we have learned along the way.  But, emerging research suggests that taking care of our telomeres should be our top priority!

Elizabeth Blackburn is a Nobel Prize-winning biologist who studies telomeres. “If you think of your chromosomes (which carry your genetic material) as shoelaces, telomeres are the little protective tips at the end,” Blackburn explains during an interview with The Guardian.

“Telomeres wear down during our lives, and when they get too short they can no longer protect our chromosomes. These chromosomes then become inactive. When this occurs, there is an increased risk for major conditions and diseases of aging, such as cardiovascular disease, diabetes and cancer,” explains Meghan Routt ANP/GNP-BC, AOCNP, who is the Director of Physician Services and the nurse practitioner in the Schafer Clinic at Wesley Glen.

Blackburn’s work surrounds her belief that we can lengthen our telomeres, or at least stop them from shortening, in order to stay healthier longer.

So, how can you protect your telomeres?

In summary, it’s the same message we’ve all been talking about lately – we need to improve our lifestyle by managing chronic stress, exercising, eating healthier, and getting enough sleep.

Blackburn suggests incorporating a combination of various exercises, such as walking, swimming, yoga, and weight-lifting, to increase telomere health. One interesting finding of the study is that moderate exercisers keep their telomeres as well as marathon runners.

According to Blackburn, a balanced diet centered around whole foods has a “quantifiable effect” on telomeres when compared to a diet high in processed foods.

It is good to remember that the daily choices we make impact the quality of our cells. So, make healthy food choices, get moving, and try meditation to reduce stress and improve the quality of your sleep.

The cells you save may be your own.

 

Source:

The Guardian

Why move in the fall and winter?

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It may seem crazy to move during the fall and winter months—especially in Columbus, Ohio! But there are many benefits to moving during this time. Despite the chilly temperatures, you may be able to avoid scheduling nightmares, save money, avoid damaged belongings, and sell your house more quickly.

More flexible scheduling

Movers simply have less moves in the fall and winter months. Typically, after the back-to-school rush of September slows down, so do moving companies. What does this mean for you? This means you’ll have more flexibility to decide the day and time that you move.

Save money

Because many movers’ schedules slow down during the chilly months, some will offer discounts and incentives for those willing to move. This could mean savings for you!

Reduce risk of damage

The heat of summer can cause damage to many things—groceries, candles, electronics. And, as we all know, the back of the moving trucks don’t typically have A/C. By moving in the colder months, you can reduce the risk that your belongings will be damaged by heat.

Selling your house could be easier

Because fewer people move in the winter, there are often less houses on the market. You could get more buyer exposure by listing your home in the winter months. And, an added bonus—you don’t need to do yard work to add curb appeal. The winter wonderland backdrop that the snow creates is all your home may need!

If you are ready to make the move this fall and winter, call one of our Marketing Coordinators at 614-396-4990. We have a trusted list of moving companies, downsizing companies, and auction houses. Our Marketing Coordinators can guide you through the moving process and provide you with the resources needed to have a great fall or winter move.

Peg’s Perspective: More about a good attitude. . .

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Tip # 5

“Fifty Tips on Aging Well to Celebrate 50 Years of Excellent Service”

As The Wesley Communities approach 50 years of excellent service, our CEO Peg Carmany offers “Peg’s Perspective” on a variety of topics affecting seniors and their adult children as they plan and choose to age well – 50 tips to celebrate 50 years!

Peg’s Perspective:   More about a good attitude. . .

As I walked across the driveway from my office to the main lobby at Wesley Glen this morning, three residents were outside singing “Oh, What a Beautiful Morning” with their strong and smooth voices.

“Oh, what a beautiful morning

Oh, what a beautiful day

I have a wonderful feeling,

Everything’s going my way.”

If you remember the movie Oklahoma and this song, I am quite sure you now have the tune in your head. (And if you do not, please look it up on Youtube, you won’t regret it.)

This line of the song hits three aspects of keeping a positive attitude:

  1. ‘Oh, what a beautiful morning’–Wake up, breathe in the fresh air and look around at all things for which you are grateful.  This is an excellent way to begin every day.
  2. ‘Oh, what a beautiful day’–Throughout the day remember to stop and see the beauty.  Take a walk…spend timewith family…do something that you love every day.
  3. I have a wonderful feeling, everything’s going my way’–Keep a positive outlook on life, even when something worrisome occurs.  Step back and realize that although you are not in control of the situation, you are in control of how you react to it.

I know the residents who were singing this morning, and I promise you, they are interested and interesting, but their lives have not been without hardships.  And yet, sometimes-oftentimes, actually- if you expect a beautiful morning, you will receive a beautiful morning.

So, how to age well?   Focus on the positive and face the negative with a few deep breaths and the knowledge that “This too shall pass.”   It will.

“Those who wish to sing will always find a song.”   Swedish Proverb

 

Peg’s Perspective:   It’s all about attitude

By | Lifestyle, Our Stories | No Comments

“Fifty Tips on Aging Well to Celebrate 50 Years of Excellent Service”

As The Wesley Communities approach 50 years of excellent service, our CEO Peg Carmany offers “Peg’s Perspective” on a variety of topics affecting seniors and their adult children as they plan and choose to age well – 50 tips to celebrate 50 years!

Peg’s Perspective:   It’s all about attitude

By: Peg Carmany

According to Time Magazine, The average human life span is 71.4 years, although life expectancy in the United States is just under 79 years. The article also explains, the oldest living human being that we are aware of was Frenchwoman Jeanne Calment, who lived to be 122 years, 164 days.

Some of you are thinking, “Good for Jeanne, but no thanks,” I know, but as life expectancies rise, shouldn’t we all study how to live better as we live longer?

And, at The Wesley Communities our residents’ life expectancies far exceed the average human life span of 79 years. This is due to many reasons, but I believe one of the most impactful is living in community with one another. I believe that this helps not only in developing relationships, but also to improve attitude.

As I interview our residents, several common themes emerge, and chief among them is attitude.   That is, a positive one. Time Magazines article ‘How to Live Longer, Better”, mentions a Yale University study released this year found that in a group of 4765 people with an average age of 72, those who carried a gene variant linked to dementia, but also had a positive attitude about aging, were 50% less likely to develop dementia than people who carried the gene but faced aging with pessimism and fear.

But, this doesn’t just go for our residents! The Time Magazine article quotes Carla Julli, a 90-year-old Italian women, “After World War II, my entire generation went a bit crazy and wanted to enjoy life. . . . I tried to remember that thought out my life: go out and dance.”

So my advice on aging well?

  • Embrace what comes next.
  • No one’s getting out of here alive.
  • Take that trip.
  • Make things right with people in your life.
  • Try something new that you’ve always wanted to do.
  • “Go out and dance.”

 

Source: “How to Live longer, Better” by Jeffrey Kluger and Alexandra Sifferlin, Time February 18, 2018.